Apply for financial help to make changes to your home, based on your disabilities. A Certificate of Eligibility (COE) verifying your military service history is required. A VA loan certificate of eligibility (COE) is the first step toward getting a VA loan. A VA approved lender can use an online program called ACE - the Automated Certificate of Eligibility - to get you started in the VA loan process. To qualify for a VA home loan, either active duty military, a Veteran, or surviving spouse you must meet specific eligibility requirements. “We are a VA approved lender, not affiliated with the Dept of Veterans Affairs or any government agency” If you’d like more information, or assistance with applying for a VA loan, the professionals at VA Home Loan Centers are ready to help. Talk with a Veterans United loan specialist at 855-259-6455 to learn more about VA loan eligibility for Guard and Reserve veterans. A Closer Look at the Certificate of Eligibility for VA Loans The Certificate of Eligibility (COE) is the only reliable proof of a prospective buyer’s eligibility. Or print, and fill out the form below and fax it to 858-754-1300 To be eligible for a VA loan, you or your spouse must meet the basic service requirements set by the Department of Veterans Affairs (VA), have a valid Certificate of Eligibility (COE) and satisfy the lender’s credit and income requirements. Some surviving spouses are eligible for the VA home loan benefit. Lenders can help spouses apply for their own Certificate of Eligibility, which requires a completed VA Form 26-1817. To apply for a VA home loan certificate of eligibility, call 888-573-4496. The COE just verifies that you are eligible and does not mean that you automatically qualify for a loan. Having a Certificate of Eligibility doesn’t guarantee you’ll be able to get a VA loan, but lenders can’t safely close on one without it. The Certificate of Eligibility also known as COE, serves as proof to the lender that the veteran is eligible for a VA home loan.. Surviving Spouse Eligibility. Lenders can easily request this document for you when you apply. Certificate of Eligibility for Home Loan Get a certificate of eligibility (COE) to help with getting a VA home loan. VA Loan Eligibility Requirements. Unfortunately, the automated system won't work for everyone.
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